Trauma Insurance
Trauma Insurance
Financial Support for Life's Unexpected Turns
Financial Support for Life's Unexpected Turns
Trauma cover provides a tax-free lump sum payment if you’re diagnosed with a serious medical condition. It’s designed to remove the immediate financial stress, giving you breathing room to focus on your treatment, recovery, and family.






Trauma Insurance
Why This Cover is So Important
Trauma Insurance
Why This Cover is So Important
Trauma Insurance
Why This Cover is So Important
An unexpected illness can turn life upside down.
Trauma cover provides crucial financial support to help with everyday bills, medical costs, or to allow a loved one to take time off work. It gives you the freedom to focus fully on recovery without the burden of added financial stress.






For Your Family & Your Business
Why Cover Is Right For You
We believe every member of your family should have some form of trauma cover, regardless of whether they are the main breadwinner or not.
For those wanting financial support to be by their loved one's side when it counts.
For Your Family & Your Business
Why Cover Is Right For You
We believe every member of your family should have some form of trauma cover, regardless of whether they are the main breadwinner or not.
For those wanting financial support to be by their loved one's side when it counts.
For Your Family & Your Business
Why Cover Is Right For You
We believe every member of your family should have some form of trauma cover, regardless of whether they are the main breadwinner or not.
For those wanting financial support to be by their loved one's side when it counts.






Our Approach
How We Help You Find The Right Plan
Our Approach
How We Help You Find The Right Plan
Our Approach
How We Help You Find The Right Plan

Protecting your family’s future is one of the most important decisions you'll make. That’s why our process is designed to be thorough and thoughtful.
1
We Take the Time to Understand
We start by listening to understand your unique situation and what really matters to you, your family, and your business.
2
We Find Cover That Truly Fits
Based on your needs, we match you with a plan that fits — not just a one-size-fits-all policy. Our clear advice ensures you get the right cover to keep life on track.
3
We Make it Hassle-Free
With a personalised approach, our ultimate goal is to make the entire process of securing your future straightforward and hassle-free.
Let's talk about your tailored plan.
Help us understand your world so that we can build a plan that fits just right.

Protecting your family’s future is one of the most important decisions you'll make. That’s why our process is designed to be thorough and thoughtful.
1
We Take the Time to Understand
We start by listening to understand your unique situation and what really matters to you, your family, and your business.
2
We Find Cover That Truly Fits
Based on your needs, we match you with a plan that fits — not just a one-size-fits-all policy. Our clear advice ensures you get the right cover to keep life on track.
3
We Make it Hassle-Free
With a personalised approach, our ultimate goal is to make the entire process of securing your future straightforward and hassle-free.
Let's talk about your tailored plan.
Help us understand your world so that we can build a plan that fits just right.

Protecting your family’s future is one of the most important decisions you'll make. That’s why our process is designed to be thorough and thoughtful.
1
We Take the Time to Understand
We start by listening to understand your unique situation and what really matters to you, your family, and your business.
2
We Find Cover That Truly Fits
Based on your needs, we match you with a plan that fits — not just a one-size-fits-all policy. Our clear advice ensures you get the right cover to keep life on track.
3
We Make it Hassle-Free
With a personalised approach, our ultimate goal is to make the entire process of securing your future straightforward and hassle-free.
Let's talk about your tailored plan.
Help us understand your world so that we can build a plan that fits just right.

Your Financial Safety Net
Helping Create Peace of Mind
We're proud to share stories from clients we've helped, allowing them to focus on their world.
Your Financial Safety Net
Helping Create Peace of Mind
We're proud to share stories from clients we've helped, allowing them to focus on their world.
Your Financial Safety Net
Helping Create Peace of Mind
We're proud to share stories from clients we've helped, allowing them to focus on their world.

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More

"What stood out most was his genuine care and attention to detail. He took the time to really understand our goals, offered practical advice tailored to our situation, and helped us build a clear plan for the future."
Kylee & Brady Williams
Directors | Active Building Management
Read More

"At the end of the day, he’s not just about insurance, he’s about people—advocating for his clients and making sure they’re looked after properly. Bryan is the kind of insurance advisor you actually want to sit down with."
Paul Lennane
Director | Bigger Is Better NZ
Read More

"Over the decades, Bryan has consistently demonstrated exceptional integrity. He’s someone who builds trust effortlessly, brings people together, and adds meaning to any occasion with his generosity, humor, and heart."
Clinton Banks
Director | Yellow Roastery
Read More
"Working with Bryan was an absolute pleasure. He was so easy to talk to and really took the time to explain the different options... in a way that made sense."
Cynnelle Scully
Secondary School Teacher
Read More

"Bryan carefully reviewed our policies and advised us to retain cover that was tailored to our needs, while helping us gradually reduce it in a strategic and managed way. He did this without ever seeking personal gain, simply wanting the best outcome for us."
Allan & Di Faull
Read More
Any Questions
on your mind?
Do I still need trauma cover if I have health insurance?
Do I still need trauma cover if I have health insurance?
How can I use the payout?
How can I use the payout?
Is trauma cover for parents or older people?
Is trauma cover for parents or older people?
How much does your service cost me?
How much does your service cost me?
What if my needs change in the future?
What if my needs change in the future?
Do I still need trauma cover if I have health insurance?
How can I use the payout?
Is trauma cover for parents or older people?
How much does your service cost me?
What if my needs change in the future?
Your Personalised Plan
Get a Plan in Place for Life's What Ifs.
A simple chat today can provide a lifetime of security. Let's talk about how a simple plan can remove financial stress during life's most challenging moments.
Your Personalised Plan
Get a Plan in Place for Life's What Ifs.
A simple chat today can provide a lifetime of security. Let's talk about how a simple plan can remove financial stress during life's most challenging moments.
Your Personalised Plan
Get a Plan in Place for Life's What Ifs.
A simple chat today can provide a lifetime of security. Let's talk about how a simple plan can remove financial stress during life's most challenging moments.
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© Personalised Insurances Ltd 2025
© Personalised Insurances Ltd 2025
Designed by Nate Swann
Designed by Nate Swann
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